The author is an independent expert for the HCCH (Hague Conference on Private International Law) Expert Group on the Financial Aspects of Intercountry Adoption. HCCH created a Discussion Paper and invited the expert group members to write responses. This paper was written in that context; a shorter response paper will be provided to the members of the expert group with a link to this longer paper, which has Special Application to the Situation of the United States. Hence, this paper particularly focuses on the financial aspects of intercountry adoption with particular focus on the situation of the United States.